Get a free loan My Superloans
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How much can you borrow?

Use our calculator as a guide to see how much you can borrow and what your repayments will be.

Is this your first loan with Superloans?
First time customers pay no interest or fees

How often are you paid?

$0

You must earn at least $400 a week to qualify for this promotion.

Representative loan example

A $10,000 loan with an interest rate of 29.9% per annum, establishment fee of $149, a weekly admin fee of $3 per week, a direct debit fee of $1 per payment and total interest of $1,622.24, repaid by 52 weekly payments of $230.42, the total repaid is $11,981.84. The APR of this loan is 36.6% per annum.

Loans only suitable for short-term needs. Not suitable for long-term or regular borrowing

Get lower interest rates and larger loans with Super Score

Super Score rewards you for making Express Loan payments on time and redeeming your Pawn Loans.

MORE ABOUT SUPER SCORE

Super Score - more cash less interest

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Manage your loans with the My Superloans app

Pawn Loans

See the time remaining on your Pawn Loans, and extend the term if you need more time.

Express Loans

View your balance, and keep on top of your upcoming payments. If you need more cash, you can easily see when you can top-up.

Making a payment

Quickly and securely make additional payments direct from your bank account.

Check out your Super Score

Watch your Super Score go up and your credit limit increase as you make your loan repayments.

Available on Desktop, Android and iOS

My Superloans Online App Superloans Android App Superloans iOS App

Here's what our customers have to say

People

2000+

Facebook recommendations

Stars

3000+

Five star reviews

Star

4.89

Average rating out of 5

READ ALL SUPERLOANS REVIEWS

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Common FAQs

Below are some of the common questions we get asked.

If you can't find your answer there you can chat with us or contact us

How old do I need to be?

You must be 18 or over to obtain an Express or Pawn Loan

Can I apply if I live outside the Wellington or Hawkes Bay area?

No sorry. At the moment, we can only process loans for customers in the Wellington and Hawkes Bay regions. 

Do I need to bring ID each time I get a loan?

No, you don't. Once you've been approved as a Superloans customer and taken your first loan, all of your details are stored in our system. 

Do you loan to beneficiaries?

We sure do. Everyone is treated the same at Superloans.

How much can I borrow?

The amount you can borrow depends on a number of factors. However, most new customers take advantage of our Free Loan up to $500. Check our Calculator to see how much cash you could walk out with.

I've paid back my loan. Can I get another one?

You sure can, and since you're an existing customer, your details are retained in our system, making the process even easier. Just pop into a branch to get your next loan sorted.

I'm self-employed. Can I get a loan?

A Pawn Loan is perfect if you are self-employed. However, you may be approved for an Express Loan if you get a regular income, and meet the other criteria. Apply for a Free Loan to see if you qualify.

Can I have more than one loan at a time?

It is possible to have a maximum of two Express Loans active at the same time, provided you meet our loan criteria. There is no limit on Pawn Loans, if you have an Express Loan and you need some extra cash, you are welcome to get a Pawn Loan as well.

ALL FAQS          FREE LOAN FAQS          EXPRESS LOAN FAQS          PAWN LOAN FAQS

Score awesome goods with our Superdeals

View our awesome auctions starting at $1 reserve.

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Contact Us

Wellington

60 Adelaide Road
Wellington

wellington@superloans.co.nz
04 801 6452
Business hours

Monday to Friday - 9am to 5pm
Saturday - 9am to 2pm
Sunday - Closed

Meet the Team

Porirua

3 Lyttelton Avenue
Porirua

porirua@superloans.co.nz
04 237 0169
Business hours

Monday to Friday - 9am to 5pm
Saturday - 9am to 2pm
Sunday - Closed

Meet the Team

Lower Hutt

334-336 High Street
Lower Hutt

lowerhutt@superloans.co.nz
04 568 8419
Business hours

Monday to Friday - 9am to 5pm
Saturday - 9am to 2pm
Sunday - Closed

Meet the Team

Napier

39 Carlyle Street
Napier

napier@superloans.co.nz
06 833 6570
Business hours

Monday to Friday - 9am to 5pm
Saturday - 9am to 3pm
Sunday - Closed

Meet the Team

Hastings

630 Heretaunga Street West
Hastings

hastings@superloans.co.nz
06 870 3986
Business hours

Monday to Friday - 9am to 5pm
Saturday - 9am to 3pm
Sunday - Closed

Meet the Team