Need a short-term loan fast?
Because the loan is secured against an item you own, we can go through the approval process in a snap.
Get sorted quickly with cash in your hand. No need to wait for a payment to clear in your bank account.
Pay back the loan at anytime in the three month window to redeem your item, and there’s no penalty for paying it back early! The sooner you pay it back, the less interest you pay.
Getting a Pawn Loan is easy!
The approval process can take as little as 15 minutes and you can have the money you need in your hand - no waiting for a payment to clear!
You’ll need to bring the item you want to leave with us, some photo identification and a contact cellphone.
No mucking around - we'll prepare the contract and talk you through it.
Once we have an agreement, you sign the contract and can walk out with cash in your hand. Simple.
You can repay the loan at any time in the three month loan period and there’s no penalty if you want to pay it all back earlier! You’ll get your item back as soon as the loan is paid off.
This will depend on the value of the item you are bringing in, and we'll evaluate that at the time, but here's some general guides to help give you and idea of what your item might be worth.
Sony Playstation 4
Makita Cordless Drill
Fender Electric Guitar
Samsung Galaxy Tablet
What things can you use as security?
If you have something that's not on the list, please contact us to find out if we'll accept it.
Surfboard, fishing rod, dive gear, mountain bikes, road bikes, snowboard.
LCD television, plasma television, home theatre system, projector.
Video camera, SLR camera, digital SLR camera, digital photo frame, binoculars.
Mag wheels, radar detector, navman GPS.
Mobile phones (Apple iPhone, Samsung, HTC, Huawei, Microsoft etc), tablets (iPad, Galaxy tab’s etc), Laptops, Desktop computer, notebook, handheld computer, LCD monitor, two-way radio.
Acoustic guitar, electric guitar, keyboard, turntables, mixers, DJ equipment, amplifiers.
Home stereo, MP3 player, rack system, subwoofers, speakers.
PS4, Xbox One, PS3, Xbox 360, PSP, Nintendo Wii, and games.
Skill saw, mitre saw, drop saw, grinder, drill, planer, nail gun, chainsaw, compressor, water blaster, router, lawn mower, line trimmer.
9, 14, 18, and 22 carat gold rings, chains, and bracelets.
Omega, Tag Heuer, Rolex, Cartier, Ebel, Breitling, Patek Phillipe, Panerai, Audemars Piguet, Franck Muller, and more.
Gold or platinum rings, necklaces, bracelets, earrings, brooches, and more. The jewellery can be with or without diamonds and other gemstones.
Paintings, sculptures, vases, and more.
Home theatre, stereo, TVs and more.
What can I bring in for a pawn loan?
We accept all sorts of things. Check out the most common items here.
What if I have bad credit?
No worries! Since a pawn loan is made against an item of value that you own that we hold until repayment, we aren't concerned with your credit rating.
What's the maximum I can borrow?
It all depends on the condition, age and resale value of the item you're bringing in to pawn.
Can I have more than one Pawn Loan?
There's no limit to the number of pawn loans you can have at any one time.
Can I pay my Pawn Loan off?
You can, but you can only put a part payment towards the fees portion of the loan, the principal amount needs to be paid in a lump sum.
When I've repaid my Pawn Loan, can I come back for another Pawn Loan?
Absolutely. You can bring an item in for a pawn loan at any time. If you bring back an item you've pawned previously, the loan will only take a few minutes.
Will my item be sold if I don’t repay my loan?
Yes, but this is the last resort. We'll contact you three times over a 3-month period and if we don't hear back from you we’ll auction the item to recover our costs.
Are my goods safe while held in your branches?
Absolutely. We take good care of your items, and we take security seriously. Your goods are safe here.
Can I bring in more than one item?
Absolutely. That's a good option as it gives you and us more flexibility over loan amounts as one item may be a higher value than the others, or, we can do multiple loans for you at once.
What happens if I can't pay to redeem my item but still want to get it back?
No problem. You can extend the contract for a month by paying the fee for that month. Simply jump on the My Superloans app, and follow the instructions or come into the store and one of our staff will help you out.
I want to Pawn my car, what do I need to know?
Most importantly, your vehicle must have no finance owing on it.
It also must be:
What can I do to make the loan process faster?
To help speed up the process. If you have any of the items below bring them along with you: