Need a short-term loan fast?
Whether you need cash for an unexpected expense, a surprise bill, to avoid a nasty dishonour fee, or maybe just simply to get by until your next pay, then a Superloans Pawn Loan might be a great option to help you get through. And if it’s your first time borrowing from us, the loan could be free!
Pawn Loans are a secured loan - this means you leave something behind with us, and we lend you cash against that item. You can pay back that loan at any point, as long as it's within three months from the date you took the cash. If you pay back the loan within three months, then you'll get your item back!
There’s no establishment or administration fees and the interest rate is a fixed amount per month. That means you won't get charged increasing amounts of interest each month like you would with a cash loan from a bank. The sooner you pay the loan back, the less interest you pay, and the sooner you’ll have your item back! We talk you through all this in the application process so you know exactly what you are signing up for.
Because the loan is secured against an item you own, we can go through the approval process in a snap.
Get sorted quickly with cash in your hand. No need to wait for a payment to clear in your bank account.
Pay back the loan at anytime in the three month window to redeem your item, and there’s no penalty for paying it back early! The sooner you pay it back, the less interest you pay.
Getting a Pawn Loan is easy!
The approval process can take as little as 15 minutes and you can have the money you need in your hand - no waiting for a payment to clear!
You’ll need to bring the item you want to leave with us, some photo identification and a contact cellphone.
No mucking around - we'll prepare the contract and talk you through it.
Once we have an agreement, you sign the contract and can walk out with cash in your hand. Simple.
You can repay the loan at any time in the three month loan period and there’s no penalty if you want to pay it all back earlier! You’ll get your item back as soon as the loan is paid off.
After three months, if you can’t pay off the loan in full, we’ll happily extend the term of the loan. Simply pay an interest charge and we’ll extend your time.
If you want another loan at some point in the future it’s super easy! We keep all your details on our database so you won’t need to bring in your ID or fill in any more forms. If you want to use the same item that you used as security before, you'll be in and out, with cash in hand, in only a few short minutes.
This will depend on the value of the item you are bringing in, and we'll evaluate that at the time, but here's some general guides to help give you and idea of what your item might be worth.
Apple iPhone
Sony Playstation 4
Makita Cordless Drill
Fender Electric Guitar
LCD TV
Petrol Lawnmower
Laptops
Diamond Ring
DSLR Camera
Stihl Chainsaw
Mountain Bike
Samsung Galaxy Tablet
What things can you use as security?
If you have something that's not on the list, please contact us to find out if we'll accept it.
Pawn
Surfboard, fishing rod, dive gear, mountain bikes, road bikes, snowboard.
LCD television, plasma television, home theatre system, projector.
Video camera, SLR camera, digital SLR camera, digital photo frame, binoculars.
Mag wheels, radar detector, navman GPS.
Mobile phones (Apple iPhone, Samsung, HTC, Huawei, Microsoft etc), tablets (iPad, Galaxy tab’s etc), Laptops, Desktop computer, notebook, handheld computer, LCD monitor, two-way radio.
Acoustic guitar, electric guitar, keyboard, turntables, mixers, DJ equipment, amplifiers.
Home stereo, MP3 player, rack system, subwoofers, speakers.
PS4, Xbox One, PS3, Xbox 360, PSP, Nintendo Wii, and games.
Skill saw, mitre saw, drop saw, grinder, drill, planer, nail gun, chainsaw, compressor, water blaster, router, lawn mower, line trimmer.
9, 14, 18, and 22 carat gold rings, chains, and bracelets.
Premium Pawn
Omega, Tag Heuer, Rolex, Cartier, Ebel, Breitling, Patek Phillipe, Panerai, Audemars Piguet, Franck Muller, and more.
Gold or platinum rings, necklaces, bracelets, earrings, brooches, and more. The jewellery can be with or without diamonds and other gemstones.
Paintings, sculptures, vases, and more.
Home theatre, stereo, TVs and more.
Auto Pawn
We're always here to help. If you've got questions check out our FAQs and
if you can’t find the answer there, ask us by using chat or contact us.
What can I bring in for a pawn loan?
We accept all sorts of stuff. Please see Items we accept.
What if I have bad credit?
No worries! We're loaning against your goods, so you could have the worst credit ever and we’ll still help you out.
What's the maximum I can borrow?
That depends on what you bring in. The more expensive an item, the better the loan we can do.
Can I have more than one Pawn Loan?
Sure can.
Can I pay my Pawn Loan off?
You’re welcome to come in and put part payments towards the interest. However, the amount you first took out (the principal) must be paid off in one go.
When I've repaid my Pawn Loan, can I come back for another Pawn Loan?
Yes, you can. And if you bring back the same item, the loan will just take a few minutes.
Will my item be sold if I don’t repay my loan?
Yes, but this is a last resort. We'll contact you three times over a 3-month period. If we don't hear back from you, we’ll auction the item to recover our costs.
Are my goods safe while held in your branches?
Definitely. Each branch is fully alarmed and monitored. Your goods are safe here.
Will my item be used while in your branch?
Definitely not! We have a strict company policy that any item brought into our branch is not used while on loan.
Can I bring in more than one item?
You sure can.
What can I do to make the loan process faster?
To make your loan process faster bring any of the following things along with you:
I want to Pawn my car, what do I need to know?
Your vehicle must have no finance owing on it. And it must be:
With a Pawn Loan, we secure the loan against something that you own. That means you leave the item with us, and you can get the cash you need when you need it, fast. This way your credit report or credit score isn’t even a factor. Come in and see our friendly staff and have a chat about how much we can loan against an item. Remember, if it’s your first loan, it could be FREE!
Monday to Friday - 9am to 5pm
Saturday - 9am to 2pm
Sunday - Closed
Monday to Friday - 9am to 5pm
Saturday - 9am to 2pm
Sunday - Closed
Monday to Friday - 9am to 5pm
Saturday - 9am to 2pm
Sunday - Closed
Monday to Friday - 9am to 5pm
Saturday - 9am to 3pm
Sunday - Closed
Monday to Friday - 9am to 5pm
Saturday - 9am to 3pm
Sunday - Closed
If our Pawn Loan isn't the right option for you, then take a look at our Express Loan.
