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Are you facing challenges with a Bad Credit score? Discover Superloans' innovative solution. Superscore is our unique system designed to help you improve your credit score both within Superloans and externally.

The Advantages of Superscore

Superscore is a unique and innovative credit rating feature that offers a unique approach to rebuilding and enhancing your Bad Credit score.

It's a Dynamic Credit Building Tool that empowers you to rebuild your credit score with every payment transaction.

When you make an Express Personal Loan payment or redeem a Pawn Loan, you earn Superscore points. As your score increases, it leads to numerous benefits:

  • Increased Credit Limits: Demonstrating financial responsibility through Superscore results in higher borrowing limits.
  • Lower Interest Rates: A higher Superscore translates into reduced interest rates on future loans from Superloans.
  • External Credit Score Repair: Each Express Loan repayment positively influences your credit rating outside of Superloans.

Superloans | Superscore Icon | Credit Repair

How Superscore Improves Your Credit Rating

We report your on-time repayments each month via comprehensive credit reporting (CCR) through our partnership with Centrix, NZ's leading credit bureau, 

CCR changes the game by including positive financial behaviours in your credit report, unlike traditional methods focusing primarily on missed payments.

The Advantages of CCR 

  • Improved Approval Rates: Proactive reporting increases your chances of loan approval.
  • Access to Better Rates: A more comprehensive credit report can lead to better borrowing rates.
  • Fairer Credit Assessment: By taking into account your positive financial habits, not just the negatives. 

Got Any Questions?

Superloans | Superscore FAQ's

Check out our comprehensive FAQs for the Answers