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Free Loan

Your first step to a straightforward financial solution. Apply for your first loan free of fees and interest today.

What is a Free Loan?

Access up to $500 for quick financial assistance without additional charges with flexible loan terms to suit your budget.

Choose from our flexible Free Loan Options.

  • Pawn Loan: Get a loan on your valuables for immediate cash.
  • Express Personal Loan: Get financial assistance quickly and easily with our unsecured loan.

Eligibility Criteria

To be eligible for the Superloans Free Loan, you must:

  • Be a new customer of Superloans.
  • Be a NZ resident or have a working visa
  • Meet our lending criteria.

Benefits of a Free Loan

There are many benefits to getting a Free Loan from Superloans:

  • No Interest: Your first loan is completely interest free!
  • No Fees: Zero fees for the term of the loan
  • Same Day Funds: Get funds within an hour of approval, or collect in cash in the branch
  • Positive Credit Reporting: A better credit score, thanks to CCR & Superscore.

How to Apply

Express Personal Loan

  • Application: Complete your application on our website or in the branch, providing the necessary details about your financial situation.
  • Approval Process: Apply before 12pm to be approved on the same day.
  • Loan Terms: Understand your repayment schedule upfront, with no hidden fees.

Pawn Loan

  • Visit Us: Bring your valuable item to one of our branches.
  • Instant Appraisal: Our team will appraise your item on the spot and offer you a loan based on its value.
  • Receive Cash: Walk away with cash immediately, with your item securely stored until repayment.


Superloans | Free Loan FAQ | Icon

Please take a look at our comprehensive FAQ's 

Why Choose Superloans?

  • With Superloans, you see what you get – no hidden fees or complex terms.
  • 4.9 / 5 Rating from more than 12,000 Client Reviews.
  • Superloans is committed to providing financial solutions that are straightforward and transparent.
  • Our Free Loan offer is designed to help you manage immediate financial needs without the stress of added costs.

Apply for a Free Loan Today

  • Ready for a financial solution that's as straightforward, fast and Free?
  • Apply for your Free Loan today and experience the ease of our no-cost loan options.