First timer? We have some good news for you
We’ll work with you to make a repayment plan that works with your lifestyle.
With our Free Loan you can borrow up to $500. No regular fees, no interest. Simple.
Pay back your loan within the agreed time and you'll pay no interest or fees.
Choose a loan that suits you
We have Express Loan and Pawn Loan options to suit you and your situation.
How much can you borrow?
Use our calculator as a guide to see how much you can borrow and what your repayments will be.
Is this your first loan with Superloans?
First time customers pay no interest or fees
You must earn at least $400 a week to qualify for this promotion.
For existing Superloans customers your loan amount is determined by your income and Superscore.
Login to My Superloans below to see how much you can borrow.
Sony Playstation 4
Makita Cordless Drill
Fender Electric Guitar
Samsung Galaxy Tablet
* The amount we lend is based on the age, brand, and condition of the goods you're pawning. We will value the item in store.
Build a Super Score!
From the moment you take your first loan with us, each repayment you make that is on time will earn you points that will be added to your very own SUPER SCORE! As your points grow, you start unlocking benefits, like increased credit limits and lower interest rates on any future loans! More about Super Score.
Have you got questions?
How much can I borrow?
For your first, free loan, you can borrow up to $500.
The amount you can borrow will be dependent on your income. Check our calculator to see how much cash you could walk out with.
If you need more than $500, you will need to apply for an Express Loan (Express Loans over $500 do not qualify for the first loan free offer), or you could pawn an item of high value.
Do you do credit checks?
A credit check is part of our application process, combined with other checks we complete using our own Responsible Lending Guidelines. However, we also take into account your current circumstances, not just your credit rating. Check out our Bad Credit loan page if you're concerned about your credit rating.
Can I repay my Free Loan early?
You sure can, and you won't be charged any penalty or fees for doing that. We encourage our customers to pay back their loans as fast as they can!
What happens if I miss a payment?
On the first dishonoured payment, we'll send you a text message and messenger chat alerting you to a missed payment. If you contact us immediately and make a manual payment, you won't incur any default fees.
If you don't reply to the text message or chat, we'll continue to try to contact you by text message, chat, phone, and email.
If we extend your loan term, you'll need to pay the interest for the additional pay period/s. Have a look at our Costs page to understand the fees, interest and charges for an extension and the dishonoured payment fee.
What happens if I stop payment of my free loan?
Our staff will attempt to contact you to discuss your situation and try to assist you in any way possible.