First timer? We have some good news for you
If it’s your first time borrowing from Superloans, then your loan could be FREE - that means no interest and no fees!
Our Free Loan is an Express Loan or a Pawn Loan that’s for $500 or less. There’s no fees, no administration charges and no interest. We loan you the cash, and you pay us back in the agreed time, dollar for dollar. Easy!
We’ll work with you to make a repayment plan that works with your lifestyle.
With our Free Loan you can borrow up to $500. No fees, no interest. Simple.
Pay back your loan within the agreed time and you'll pay no interest or fees.
Choose a loan that suits you
We have Express Loan and Pawn Loan options to suit you and your situation.
How much can you borrow?
Use our calculator as a guide to see how much you can borrow and what your repayments will be.
Is this your first loan with Superloans?
First time customers pay no interest or fees
You must earn at least $350 a week to qualify for this promotion.
For existing Superloans customers your loan amount is determined by your income and Superscore.
Login to My Superloans below to see how much you can borrow.
Apple iPhone
Sony Playstation 4
Makita Cordless Drill
Fender Electric Guitar
LCD TV
Petrol Lawnmower
Laptops
Diamond Ring
DSLR Camera
Stihl Chainsaw
Mountain Bike
Samsung Galaxy Tablet
* The amount we lend is based on the age, brand, and condition of the goods you're pawning. We will value the item in store.
Build a Super Score!
From the moment you take your first loan with us, each repayment you make that is on time will earn you points that will be added to your very own SUPER SCORE! As your points grow, you start unlocking benefits, like increased credit limits and lower interest rates on any future loans! More about Super Score.
Had a loan application declined because of your credit score? At Superloans, we look at the big picture. We take into account your current situation - not something that happened years ago.
Come in and see our friendly staff to chat about your loan options, and in just 15 minutes, you could walk out with the cash you need.
As you pay off your loan on time, we update your credit rating with positive reporting. That means any loans you have with Superloans could actually improve your credit rating!
If you're interested in knowing what your credit rating is, it's free to find out.
Visit www.centrix.co.nz.
Have you got questions?
If you have questions, check out our FAQs. If you can’t find the answer there, ask us by using the chat or contact us.
How much can I borrow?
You can borrow from $100-$500. The amount is based on your income. Check our calculator to see how much cash you could walk out with.
Do you do credit checks?
We assess your application using our own Responsible Lending Guidelines, a credit check is part of that process however we review your current circumstances while assessing your loan application.
Can I repay my Free Loan early?
You sure can.
What happens if I miss a payment?
On the first dishonoured payment, we'll send you a text message alerting you to a missed payment. If you contact us immediately and make a manual payment, you'll not incur any default fees.
If you don't reply to the text message, we'll continue to try to contact you by text message, phone, and email.
If we extend your loan term, you'll need to pay the interest for the additional pay period/s. And see our Costs for the dishonoured payment fee.
What happens if I stop payment of my free loan?
Our staff will attempt to contact you to discuss your situation and try to assist you in any way possible.
Monday to Friday - 9am to 5pm
Saturday - 9am to 2pm
Sunday - Closed
Monday to Friday - 9am to 5pm
Saturday - 9am to 2pm
Sunday - Closed
Monday to Friday - 9am to 5pm
Saturday - 9am to 2pm
Sunday - Closed
Monday to Friday - 9am to 5pm
Saturday - 9am to 3pm
Sunday - Closed
Monday to Friday - 9am to 5pm
Saturday - 9am to 3pm
Sunday - Closed
