Get a free loan My Superloans

On a benefit and need a cash loan - no problems!

If you're on a benefit and need a short-term cash loan, Superloans can help. We understand that being on a benefit is often only enough to get by, and that doesn’t mean you have all that you need, especially when unexpected things pop up.

We help people on benefits like Jobseeker Support, Orphan's Benefit, Sole Parent Support, Supported Living Payment, Unsupported Child's Benefit, Working for Families or NZ Superannuation. The fact you may be receiving payments from the government doesn’t mean you can’t get a loan from us.

When you need cash in a hurry, visit Superloans!

Being on a benefit can sometimes impact your ability to get the loan you need from a bank. It can mean interest or conditions on loans from other lenders can make it too difficult to make payments. At Superloans, we look at the whole picture based on your situation today (not the past), and we work with you to get the best result. We will work with you to go through your budget and figure out the best plan for you.

Pop into one of our branches and in just 15 minutes you could walk out with the cash you need by getting an Express Loan or a Pawn Loan. And your first loan with us could be FREE

Loans on a benefit


Your first loan could be free!

If you meet our criteria your first loan could be free of any interest or fees.


Cash in your hand

We put the cash in your hand so you don’t need to keep checking your bank account for a payment to clear.


Repayments that work with your budget

Your repayment plan will fit in with your day to day life, so you can still get things you need when you need them without creating more issues.

Getting an Express Loan or a Pawn Loan is easy!

The approval process can take as little as 15 minutes and you could walk out with the cash you need in your hand!



Apply online

Complete our quick and easy online application. It takes less than 5 minutes to complete. We will then contact you to confirm everything is in order.



Then come into your local branch

You’ll need to bring your photo identification and a contact cellphone. If you’re after a Pawn Loan, you’ll need to bring the item you’re going to use as security.



Fast approval

No mucking around - we review the details and talk you through the contract in plain english.



Instant cash

Once we have an agreement, you sign the contract and can walk out with cash in your hand. Simple!

Here to help you

Need help with budgeting?

At Superloans, we understand that sometimes all you need is a helping hand to learn how to manage money a bit better. We are committed to helping our customers understand not just their loan agreements, but also their finances and budgeting. Our team will share their best budgeting tips and have some fantastic advice that they enjoy sharing to help out our clients. To find out more, check out the resources on our Budget Advice page.

Caught short and going to miss a repayment?

We know that things can come up from time to time, so for whatever reason, if you think you can’t make a repayment then contact us to help work out a solution. Don’t delay!

Do you know your credit rating?

If you're interested in knowing what your credit rating is, it's free to find out.


Helping to improve your Credit Rating!

As you pay off your loan on time, we will update your credit rating with positive reporting. This means your loans with us can actually improve your credit rating!

What do our customers think?