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What does a loan cost?

At Superloans, transparency is at the heart of our service. We are up front about the costs and fees that are included in your loan.

Interest rates

Fixed for the loan term   29% - 49%

Loan fees

Establishment fee   $0 - $120

Top up fee   $48 - $120

Refinance fee   $60

Admin fee   $0 - $18

Direct debit fee   $0 - $1

Fees we may charge

Dishonoured payment   $24 - $30

Contract variation   $12 - $24

Early repayment   $12 - $24

Manual payment   $4

No surprises

When you take out a loan with Superloans, we talk through your agreement in plain English as you go through the application process.

We will make sure that you know what you are signing up for, that is why there are no hidden costs, no sneaky fees and no surprises.

Whether you are taking out your first interest-free loan or express loan, we are up front about associated costs.

We're responsible

For Superloans, it is a simple part of being a responsible lender, and we take that seriously. Offering safe and affordable credit begins with being open about the costs associated with borrowing.

Financial responsibility starts with understanding the costs of borrowing money – and we encourage you to reach out and contact us if you have questions about the costs and fees that are included in your personal loan.

Express loan agreement

Click for a example of our Express loan contract