Costs

Express Loan

Interest rates 2% - 6% per week depending on loan amount
APR 104% - 312% per annum
Account admin fee $2 - $80 depending on loan amount

Fees we may charge:

Dishonoured Payment Fee $4 per day while in default
Notification Fee $8 per instance
Under Collection Administration Fee $8 per week
Debt Collection Firm Engaged Fee $20
Field Officer Visit Fee $56 per visit
Change Request Fee $8 per instance
Early Repayment Fee $16
Account Enquiry Fee $8 per enquiry
Direct Debit Authority Cancelled Fee $32

Terms and Conditions

A link to an example contract can be found here.


Pawn Loan

Loans up to $999

Interest rates 20% - 30% per month
APR 260% - 390% per annum

Premium Pawn

Loans from $1000 - $10,000

Interest rates 16% - 26% per month
APR 208% - 338% per annum

Auto Pawn

Loans from $2000 - $10,000

Interest rates 16% - 26% per month
APR 208% - 338% per annum