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Pawn Loans VS Express Loans

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22 FEBRUARY 2023

Exploring loan options and struggling to decide which loan is going to work best for you? Let’s have a look at the benefits of the two loans that we provide to help you determine which loan is better suited to your needs. 

What’s a Pawn Loan?
Pawn Loans are a secured loan – this means you borrow against an item of value and leave the item with us until the loan is repaid. This could be anything from a gaming console, mobile phone, power tool, to a bike or even, a car! You can borrow between $20 - $50,000, depending on the value of the item that you bring in. 

What’re the benefits of a Pawn Loan?

  • It’s a quick and easy process! Simply bring your item into one of our stores so our #superstaff can value your item and you’ll be walking out with the cash in less than 15 minutes.
  • You’re in complete control of your repayments! You decide when you want to make payments within the contracted term, either by coming into store or through your My Superloans app.
  • There’s no limit to how many pawn loans you can have! You can use multiple items as security and redeem them in any order you wish – no first loan in, first loan out rule.
  • There are no hidden costs or fees, just a fixed monthly charge which means – the sooner you pay the loan back, the less you pay!


What’s an Express Loan?
Express Loans are an unsecured loan – this means you borrow based on your personal income (whether that be from salary, wages, or benefits). You can borrow between $200 - $12,000, depending on your credit score, super score, and income.

What’re the benefits of an Express Loan?

  • Repayments are flexible and easy to suit your budget! Our credit team will assess your bills and living costs to help set payments that are affordable and suited to your personal situation.
  • It can improve your credit score! Successful payments will have a positive impact on your credit score, helping repair and grow your credit score for future borrowing.
  • You’ll have the option to top up! As contracted payments are made your superscore grows, eventually allowing you to apply for a top up through your My Superloans app. 

At Superloans, you’re in control from start to finish and the terms are simple - the sooner you pay the loan back, the less interest you pay! Our #superstaff are here to outline all the details for you and answer any questions that you might have so you know exactly what you’re signing up for. Don’t hesitate, apply online or pop into one of our stores today!

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